If you adore classic desserts with a modern, luscious twist, you’re in for a treat with these Creamy Banana Custard Cups. Imagine thick, silky custard layered with ripe banana slices, topped off with clouds of whipped cream and a sprinkle of crunchy vanilla wafers. Every spoonful is a comforting blend of nostalgia and pure indulgence, making this dessert a standout for family gatherings, brunches, or whenever you need something sweet and soothing. Creamy Banana Custard Cups are a breeze to make but deliver maximum impact—prepare to fall in love!

Ingredients You’ll Need
Making Creamy Banana Custard Cups is a breeze, thanks to a handful of pantry staples that each play a starring role. Each ingredient brings something special to the table, whether it’s richness, sweetness, or that irresistible custardy texture.
- Whole milk: The backbone of the custard, giving it unbeatable creaminess and a rich mouthfeel.
- Granulated sugar: Adds just the right amount of sweetness to balance the flavors and highlight the bananas.
- Cornstarch: Thickens the custard to that perfect pudding-like consistency—no runny custard here!
- Salt: A pinch brings out all the dessert’s flavors, making each bite pop.
- Egg yolks: Create that classic silky custard texture and add a beautiful golden hue.
- Unsalted butter: Rounds out the custard with a subtle richness and glossy finish.
- Vanilla extract: Infuses the dessert with warmth and depth, tying all the flavors together.
- Ripe bananas: The star of the show—choose bananas with plenty of brown speckles for the sweetest, most fragrant layers.
- Whipped cream: For topping—a fluffy, creamy crown that makes each cup extra dreamy.
- Crushed vanilla wafers or graham crackers: Optional, but they add a fun crunch and a nod to classic banana pudding.
How to Make Creamy Banana Custard Cups
Step 1: Mix Your Dry Ingredients
Start by grabbing a medium saucepan and whisking together the granulated sugar, cornstarch, and salt. This simple step ensures the cornstarch is evenly distributed, preventing any lumps in your finished custard. You’ll appreciate how easily the custard thickens when you take just a moment here!
Step 2: Whisk the Egg Yolks and Milk
In a separate bowl, whisk together the egg yolks and half a cup of the milk until smooth and completely combined. This not only makes the yolks easy to incorporate later but also prevents them from cooking too quickly once they hit the heat.
Step 3: Combine and Heat
Gradually pour the remaining 1 1/2 cups of milk into your saucepan with the dry ingredients, whisking constantly. Place the pan over medium heat and keep stirring—patience is key! In about 4 to 6 minutes, you’ll see the mixture begin to thicken to a gorgeous, velvety texture.
Step 4: Temper and Thicken
Slowly whisk the egg yolk mixture into the thickened milk. This step is called tempering, and it keeps the eggs from scrambling. Continue cooking and stirring for another 2 to 3 minutes until the custard is thick, glossy, and smooth—just what you want for Creamy Banana Custard Cups.
Step 5: Add the Final Touches
Take the pan off the heat and immediately stir in the butter and vanilla extract. The butter melts right in, adding richness, while the vanilla brings everything together with its comforting aroma. Let the custard cool for five to ten minutes so it’s warm but not hot when you layer it with bananas.
Step 6: Layer and Chill
Slice your bananas just before assembling to keep them fresh and bright. Layer banana slices and custard in individual cups or ramekins, alternating as you go. This step is where Creamy Banana Custard Cups truly come to life! Cover each cup and chill in the fridge for at least two hours to set the custard and allow the flavors to meld.
Step 7: Add Toppings and Serve
When you’re ready to serve, crown each cup with a generous swirl of whipped cream and a sprinkle of crushed vanilla wafers or graham crackers. The result: Creamy Banana Custard Cups that are as beautiful as they are delicious!
How to Serve Creamy Banana Custard Cups

Garnishes
Garnishing is where you can make each serving feel truly special. A billowy swirl of whipped cream is a must for that classic look, but don’t stop there! Sprinkle crushed vanilla wafers, graham cracker crumbs, or even toasted coconut for a little crunch and color. For extra flair, tuck in a banana slice or two on top for a pretty presentation.
Side Dishes
Creamy Banana Custard Cups are delightful on their own, but if you’re serving them as part of a larger spread, think about pairing them with fresh berries, a crisp shortbread cookie, or a handful of roasted nuts. These sides add contrasting textures and flavors that make dessert even more memorable.
Creative Ways to Present
While individual ramekins are classic, don’t be afraid to get creative! Layer the custard and bananas in small mason jars for a picnic-ready treat or in elegant glasses for dinner parties. For a crowd, make one big trifle-style dish and scoop portions tableside. However you serve them, Creamy Banana Custard Cups are sure to steal the show!
Make Ahead and Storage
Storing Leftovers
Leftover Creamy Banana Custard Cups are a dream come true for next-day snacking! Store them covered in the refrigerator for up to three days. Keep in mind that bananas may soften and release a bit of moisture, but the flavors will be just as delicious.
Freezing
While custard itself can sometimes be frozen, bananas don’t always hold up well to freezing and thawing, as they can become mushy and watery. For best texture, enjoy Creamy Banana Custard Cups fresh or from the fridge. If you must freeze, do so before adding bananas and assemble with fresh slices after thawing.
Reheating
Custard is best enjoyed chilled, but if you want to take the chill off, let the cups sit at room temperature for 10 to 15 minutes. Avoid microwaving, as this can make the custard separate and the bananas too soft. Enjoy them cool, creamy, and perfectly set!
FAQs
Can I use low-fat milk instead of whole milk?
Yes, you can substitute low-fat milk, but the custard may be less rich and creamy. For best results and that signature lusciousness, whole milk is recommended for Creamy Banana Custard Cups.
What’s the best way to prevent the bananas from browning?
Slice bananas just before layering them with the custard, and ensure they’re covered by the custard as much as possible. The custard’s creamy seal helps keep them fresh and looking beautiful.
Can I make this recipe dairy-free?
Absolutely! Try substituting whole milk with your favorite non-dairy milk (like almond, oat, or coconut). Swap the butter for a dairy-free alternative, and you’re set—just know the flavor and texture may vary slightly.
Is it possible to assemble Creamy Banana Custard Cups the night before?
Definitely. In fact, making them ahead allows the flavors to meld beautifully. Just hold off on the whipped cream and cookie topping until right before serving so everything stays fresh and crisp.
Can I double or triple this recipe for a party?
Yes! This recipe scales up easily. Make a big batch of the custard, slice extra bananas, and layer everything in a large trifle dish or individual cups. Creamy Banana Custard Cups make a fantastic party dessert!
Final Thoughts
There’s something magical about homemade custard, especially when it’s paired with sweet bananas and a cloud of whipped cream. If you’re craving a dessert that’s simple, nostalgic, and crowd-pleasing, you can’t go wrong with Creamy Banana Custard Cups. Gather your ingredients, follow these easy steps, and treat yourself and your loved ones to a sweet spoonful of comfort!
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Creamy Banana Custard Cups Recipe
- Prep Time: 10 minutes
- Cook Time: 10 minutes
- Total Time: 20 minutes (plus 2 hours chilling time)
- Yield: 4 servings
- Category: Dessert
- Method: Stovetop
- Cuisine: American
- Diet: Non-Vegetarian
Description
Delight in these creamy banana custard cups, a smooth and luscious dessert featuring homemade custard layered with fresh sliced bananas, topped with whipped cream and optional crunchy vanilla wafer garnish. This easy stovetop recipe offers a comforting American classic that’s perfect for any occasion.
Ingredients
Custard
- 2 cups whole milk
- 1/2 cup granulated sugar
- 1/4 cup cornstarch
- 1/4 teaspoon salt
- 4 large egg yolks
- 1 tablespoon unsalted butter
- 1 teaspoon vanilla extract
Assembly
- 2 ripe bananas, sliced
- Whipped cream, for topping
- Crushed vanilla wafers or graham crackers, for garnish (optional)
Instructions
- Prepare dry ingredients: In a medium saucepan, whisk together sugar, cornstarch, and salt to evenly combine these dry components essential for thickening your custard.
- Mix egg yolks and milk: In a separate bowl, whisk the egg yolks with 1/2 cup of the milk until smooth, ensuring no lumps remain for a creamy custard texture.
- Combine milk and dry mix: Gradually pour the remaining 1 1/2 cups of milk into the dry ingredient mixture in the saucepan while whisking to fully integrate all ingredients before heating.
- Cook mixture until thickened: Place the saucepan over medium heat. Stir constantly with a whisk as the custard base cooks, thickening in about 4 to 6 minutes; careful to prevent burning or clumping.
- Incorporate egg yolk mixture: Slowly add the egg yolk and milk mixture to the thickened custard base. Continue cooking and stirring for 2 to 3 more minutes until the mixture becomes thick and smooth.
- Finish custard: Remove the pan from heat. Stir in unsalted butter and vanilla extract until the custard is fully smooth and glossy, then set aside to cool for 5 to 10 minutes.
- Assemble dessert cups: In individual serving cups or ramekins, layer sliced bananas with the warm custard. Repeat layers as desired for a balanced flavor in each bite.
- Chill: Cover the assembled cups and refrigerate for at least 2 hours to set and meld the flavors.
- Serve and garnish: Before serving, top each cup with a dollop of whipped cream and sprinkle crushed vanilla wafers or graham crackers if using, adding texture and extra sweetness.
Notes
- Slice bananas just before assembling to prevent them from browning and maintain a fresh look.
- For an added pudding-style twist, layer vanilla wafers between banana slices and custard layers.
- This dessert is best served chilled but remove from the fridge a few minutes before serving for the best custard texture.
- If you prefer a dairy-free version, substitute whole milk with almond or oat milk and use dairy-free butter alternatives.
Nutrition
- Serving Size: 1 cup
- Calories: 280
- Sugar: 24g
- Sodium: 130mg
- Fat: 10g
- Saturated Fat: 5g
- Unsaturated Fat: 4g
- Trans Fat: 0g
- Carbohydrates: 41g
- Fiber: 1g
- Protein: 5g
- Cholesterol: 145mg

