If you’re looking for a dessert that’s irresistibly creamy, bursting with banana goodness, and finished with a luscious caramel drizzle, then this Banana Cream Cheese Bars with Caramel Sauce Recipe is exactly what your kitchen needs. Picture a buttery graham cracker crust that provides the perfect crispy base, topped with a dreamy cream cheese layer loaded with fresh bananas, all kissed by a sweet, silky caramel sauce. It’s the kind of treat that’s perfect for sharing with friends or savoring all to yourself, and one bite will have you hooked on the harmony of textures and flavors.

Ingredients You’ll Need
These ingredients come together in a beautifully simple way, each playing an essential role in building layers of flavor, texture, and color. From the crunchy crust to the smooth and tangy cream cheese filling, and finally, the sweet caramel that ties it all together, they’re easy to find and straightforward to use.
- 1 cup crushed graham crackers: Provides a crisp, slightly sweet base that contrasts perfectly with the creamy topping.
- 1/4 cup melted butter: Binds the crust ingredients while adding richness and a tender crumb.
- 1/4 cup sugar: Adds just a touch of sweetness to the crust without overpowering.
- 16 oz cream cheese, softened: The star of the filling offering a smooth, tangy, and creamy texture that melts in your mouth.
- 1/2 cup sugar: Sweetens the cream cheese layer nicely while balancing the banana’s natural flavor.
- 2 eggs: Provides structure and helps the cream cheese filling set perfectly.
- 1 tsp vanilla extract: Enhances all the flavors and adds a warm, inviting aroma.
- 2 bananas, sliced: Brings fresh sweetness and a lovely texture; ripe bananas work best for maximum flavor.
- 1/2 cup caramel sauce: The final touch, offering a decadent drizzle that complements the bananas wonderfully.
How to Make Banana Cream Cheese Bars with Caramel Sauce Recipe
Step 1: Prep and Prepare Your Pan
Start by preheating your oven to 350°F (175°C). To make sure your bars lift out easily when ready, line an 8×8-inch baking dish with parchment paper—this small step makes a big difference when it’s time to serve.
Step 2: Create and Bake the Crust
Mix together the crushed graham crackers, melted butter, and sugar in a bowl until everything is well combined. Press this mixture evenly into the base of your prepared baking dish. Bake it for about 10 minutes to get a lightly toasted crust that holds the whole dessert together beautifully. Then, let it cool before adding the next layers.
Step 3: Whip Up the Cream Cheese Filling
In a separate bowl, beat the softened cream cheese and sugar until smooth and creamy. Add the eggs one at a time, thoroughly mixing after each addition to maintain that velvety texture. Finally, stir in the vanilla extract for that subtle, irresistible fragrance that ties the entire filling together.
Step 4: Assemble the Bars with Banana and Caramel
Pour the cream cheese mixture over your cooled crust, smoothing it out evenly. Then, neatly arrange the sliced bananas over the cream cheese, making sure each piece has its place. Drizzle the caramel sauce generously on top, which will melt slightly in the oven and add that signature glossy finish.
Step 5: Bake to Perfection
Bake your bars for 30 to 35 minutes, keeping an eye out for lightly golden edges and a set center. This ensures the cream cheese layer isn’t runny but perfectly creamy. Once baked, cool them at room temperature before moving on to chill.
Step 6: Chill and Slice
Refrigerate the bars for at least 2 hours so they can firm up and slice cleanly. After chilling, cut into 9 or 12 bars depending on your preferred size, and get ready to enjoy every decadent bite.
How to Serve Banana Cream Cheese Bars with Caramel Sauce Recipe

Garnishes
For an extra touch of elegance and flavor, sprinkle chopped toasted pecans or walnuts on top just before serving. A light dusting of powdered sugar or a few fresh banana slices placed artfully can also elevate the presentation. The caramel drizzle can be refreshed right before plating for that irresistible shine and extra sweetness.
Side Dishes
These bars shine brightly on their own, but pairing them with a scoop of creamy vanilla ice cream or a dollop of freshly whipped cream can take your dessert game up a notch. For a fresh contrast, try serving with a side of mixed berries or a simple green salad with citrus vinaigrette to balance the richness.
Creative Ways to Present
If you’re serving these bars at a party or gathering, present them on a rustic wooden board or bright ceramic platter to enhance their inviting look. Layering them with extra caramel drizzled in a decorative swirl and garnished with edible flowers creates a show-stopping dessert centerpiece.
Make Ahead and Storage
Storing Leftovers
Store any leftover Banana Cream Cheese Bars with Caramel Sauce Recipe in an airtight container in the refrigerator. They will stay fresh and delicious for up to 4 days and the flavors will only deepen after resting.
Freezing
You can freeze the bars for up to 2 months. Just wrap individual bars or the whole pan tightly in plastic wrap, then foil, to protect them from freezer burn. Thaw in the fridge overnight before serving to maintain the creamy texture.
Reheating
These bars are best enjoyed chilled, but if you prefer them slightly warm, microwave individual bars for about 15-20 seconds. Be cautious not to overheat, as the caramel can become too runny and the cream cheese filling may lose its structure.
FAQs
Can I use ripe bananas for this recipe?
Yes, ripe bananas are actually preferred as they bring out the best natural sweetness and flavor, making the bars delightfully rich and tasty.
What if I don’t have graham crackers for the crust?
You can substitute with digestive biscuits or even crushed vanilla wafers. Just ensure they’re crushed finely and mixed with butter to hold the crust together.
Is it necessary to refrigerate the bars before slicing?
Refrigerating the bars is crucial because it helps the creamy filling to firm up properly, resulting in clean slices and a better overall texture.
Can I make my own caramel sauce?
Absolutely! Homemade caramel adds a special touch and can be made with simple ingredients like sugar, butter, and cream. Using your own caramel sauce makes the bars even more irresistible.
Are these bars gluten-free?
As written, the recipe is not gluten-free due to the graham crackers. However, you can use gluten-free graham crackers or cookies to make a gluten-free crust option.
Final Thoughts
Trust me, once you try this Banana Cream Cheese Bars with Caramel Sauce Recipe, it will quickly become a go-to for your dessert rotation. It is the perfect balance of creamy, sweet, and slightly tangy with that unforgettable banana and caramel combo. Whether for a casual treat, a party dessert, or a special occasion, these bars are sure to bring smiles and satisfied sighs from everyone lucky enough to taste them. So grab those bananas, and let’s bake something wonderful today!
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Banana Cream Cheese Bars with Caramel Sauce Recipe
- Prep Time: 15 minutes
- Cook Time: 35 minutes
- Total Time: 2 hours 50 minutes (including chilling time)
- Yield: 9 bars
- Category: Dessert
- Method: Baking
- Cuisine: American
Description
Delightfully creamy Banana Cream Cheese Bars with a crunchy graham cracker crust, layered with sweet banana slices and a luscious caramel drizzle. These bars are perfect for a sweet dessert or a special snack, combining classic flavors in a simple bake.
Ingredients
Crust
- 1 cup crushed graham crackers
- 1/4 cup melted butter
- 1/4 cup sugar
Filling
- 16 oz cream cheese, softened
- 1/2 cup sugar
- 2 eggs
- 1 tsp vanilla extract
Topping
- 2 bananas, sliced
- 1/2 cup caramel sauce
Instructions
- Preheat and Prepare: Preheat the oven to 350°F (175°C) and line an 8×8-inch baking dish with parchment paper to ensure easy removal of the bars.
- Make the Crust: In a bowl, combine the crushed graham crackers, melted butter, and sugar. Press this mixture firmly into the bottom of the prepared baking dish. Bake for 10 minutes, then remove and allow to cool.
- Prepare the Cream Cheese Filling: Beat the softened cream cheese and sugar together until smooth. Add the eggs one at a time, mixing thoroughly after each addition to ensure a smooth, creamy texture. Stir in the vanilla extract.
- Assemble the Bars: Pour the cream cheese mixture over the cooled graham cracker crust, spreading it evenly with a spatula.
- Add Toppings: Arrange the banana slices evenly over the cream cheese layer, then drizzle the caramel sauce on top to add sweetness and flavor.
- Bake the Bars: Bake in the preheated oven for 30-35 minutes, until the edges are lightly golden and the center is set but still slightly jiggly.
- Cool and Chill: Allow the bars to cool to room temperature, then refrigerate for at least 2 hours to firm up before cutting into 9 squares and serving.
Notes
- Use ripe but firm bananas to prevent them from becoming too mushy during baking.
- For easier slicing, chill the bars overnight to allow full set.
- Graham cracker crust can be substituted with digestive biscuits for a slightly different flavor.
- Ensure cream cheese is softened to avoid lumps in the filling.
- Caramel sauce can be homemade or store-bought for convenience.

